Payments

Your money. Your account. Your control.

Deposits, progress invoices, and final payments — powered by Stripe Connect. Customers pay you directly. BldrOS never holds, processes, or touches your funds.

Architecture

How money flows.

When a customer pays an invoice, the funds go directly to your Stripe account. Stripe deducts processing fees. BldrOS takes a transparent platform fee. The rest is deposited to your bank within 2 business days.

Customer pays$5,000.00
Stripe processes
Stripe processing fee−$145.30
BldrOS platform fee−$145.30
You receive$4,709.40

Deposited to your bank in 2 business days

Invoice Types

Bill at the right time, every time.

BldrOS supports three invoice types tied to the project lifecycle. Deposits collected on estimate acceptance. Progress invoices at milestones. Final invoice on completion. You choose when and how much.

  • Deposit — collected automatically when customer accepts an estimate
  • Progress Invoice — bill at milestones to stay cash-flow positive
  • Final Invoice — close the job cleanly with a final payment
  • All invoices include a Pay Now button powered by Stripe

Deposit

Day 0

Paid

Progress Invoice

Week 3

Sent

Final Invoice

Completion

Draft

Liability

BldrOS never touches your funds.

Stripe handles everything: KYC verification, PCI compliance, dispute resolution, chargeback management, and tax reporting. Your Stripe account is yours. BldrOS is the platform, not the processor.

  • Stripe Connect Standard — your own Stripe dashboard
  • PCI DSS Level 1 compliant (Stripe)
  • Chargebacks handled by Stripe, not BldrOS
  • 1099-K tax reporting managed by Stripe
  • No fund custody by BldrOS at any point
Powered by Stripe Connect
PCI DSS Level 1 Compliant
No fund custody — ever
Direct payouts to your bank
Chargebacks handled by Stripe

Your business deserves a real operating system.

Start your 7-day free trial. Card required at signup. Connect Stripe when you are ready to get paid.